Scan & Pay
Scan an ordinary supported UPI QR and pay with ZEC. The receiver gets INR from a payout provider — no Zeb Scan account needed on their side.
Try Scan & PayZcash-powered local payments
Pay in ZEC.
They get INR.
Scan a supported UPI QR or collect ZEC through your own checkout. Zeb Scan connects Zcash payments to local settlement experiences.
Shielded Zcash Point-of-Sale with automated INR settlement
Illustrative flow · not live
Real-time oracle exchange rate with dynamic slippage buffer.
Three ways to use Zeb Scan
One payer flow. Two merchant tools.
Pay any supported UPI QR directly, or give your shop a ZEC checkout that settles into an INR-denominated balance.
Merchant QR
Enter a fixed INR amount at the counter and show a one-time ZEC QR. Or print a reusable Counter QR that opens your own checkout page.
Open the terminalPayment Links
Share a link for a fixed price or a customer-chosen amount. Payers check out without signing in; every visit gets its own quote and address.
Create payment linkHow a payment moves
Four steps, each one visible.
01
Enter INR
Start from the rupee amount the receiver or merchant expects.
02
Get ZEC quote
See fees, the exact ZEC due and how long the quote is valid.
03
Pay ZEC
Send to a unique address — shielded is recommended.
04
Confirm & settle
After verification, INR is paid out or credited to the merchant.
Privacy, stated plainly
Private on-chain. Honest about the bank side.
Shielded ZEC protects on-chain payment details. Fiat payout providers may still see banking information.
Hidden from public observers
A shielded Zcash payment doesn't reveal sender, receiver or amount on the public chain.
Visible where it must be
Our receiving wallet can identify payments to its addresses. Payout providers and banks see the INR transfer details.
Transparent ZEC is supported — with a warning
If your wallet can only send transparent ZEC, the amount and addresses are publicly visible. We always show which mode you chose.
For merchants
Accept a ZEC payment
Type the amount, show the QR, watch it verify. Every sale gets its own quote and receiving address.
Payment links
Get paid from anywhere
Fixed price or customer-chosen amount, one-time or reusable, with expiry and usage limits.
Behind the scenes
Two pools, one settlement path.
Customers pay in ZEC. Payouts are funded from a separate pre-funded USDC treasury on Base, used with P2P liquidity providers who send INR. Rebalancing between the pools happens separately, not on every checkout.
ZEC Vault
Zcash
Unique receiving addresses per checkout. Deposits verified by wallet scanning with a confirmation policy. Custodial while held.
USDC Treasury
Base · internal
Pre-funded liquidity reserved per payout and per merchant liability. Never your payment token.
P2P INR settlement
Liquidity providers
A provider accepts the order, USDC goes to escrow, and the provider sends INR over UPI. Complete only when confirmed.
Merchant balances reflect verified on-chain shielded ZEC deposits with automated liquidity provisioning and P2P offramp execution.
FAQ
Straight answers.
What happens to your money, and what doesn't happen automatically.
Do merchants need the app?
Not for Scan & Pay. You scan an ordinary supported UPI QR and the receiver is paid in INR through a payout provider — they don't need a Zeb Scan account. Merchants only sign up if they want their own ZEC checkout: the QR Terminal, a Counter QR or Payment Links.
Who receives INR?
With Scan & Pay, the UPI ID encoded in the QR (or the one you typed) is the intended receiver. A P2P liquidity provider sends the INR to that UPI ID after your ZEC is verified. With merchant checkouts, the merchant receives an INR-denominated platform credit and withdraws it to their registered UPI-linked account later.
How does shielded ZEC work?
A shielded Zcash transaction hides the sender, receiver and amount from public chain observers. Zeb Scan's receiving wallet can still see payments sent to its own addresses — that's how deposits are verified. Shielded payments are not the same as anonymity: payout providers and banks still see the fiat side of the transfer.
Does a received ZEC transaction mean the UPI payment is complete?
No. A verified ZEC deposit only starts the payout. The INR transfer is complete only when the payout provider confirms it. Until then you'll see stages such as Order queued, LP matching, USDC escrow and INR processing.
What is the merchant balance?
It's an INR-denominated platform balance that represents what Zeb Scan owes the merchant for verified ZEC payments. It is not a bank deposit and it is not money in your bank account. You withdraw it to your registered UPI-linked account through a payout provider.
Pay in ZEC. They get INR.
Accept shielded ZEC at the counter or online.